Privacy Policy

We values your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, disclose, and protect your personal information when you visit our website or use our services.

Information We Collect

We collect different types of personal information depending on how you interact with our services:

When you request a quote, purchase insurance, or communicate with us, we may collect your name, contact details (email, phone number, address), social security number, driver’s license number, insurance policy details, and payment information.
When you use our website, we automatically gather information about your device, IP address, browser type, and how you interact with the site, including pages viewed, time spent, and referring URLs.
Any communication you have with us—via phone, email, or online chat—may be recorded and stored for quality assurance, training, or to help fulfill your requests.
We use cookies, web beacons, and similar technologies to personalize your experience, improve our services, and track user activity on our website.

How We Use Your Information

We use the personal information we collect from you for various purposes, including but not limited to:

To process insurance applications, manage policies, and handle claims.
To respond to inquiries, process requests, and provide necessary customer service.
To send you relevant offers, promotions, or newsletters based on your preferences (with opt-out options available).
To monitor how our website is used, improve its functionality, and develop new products and services.
To protect against fraud, unauthorized access, and other threats, and to comply with legal or regulatory requirements.

Sharing and Disclosure of Information

We respect your privacy and will not sell, rent, or share your personal information for marketing purposes without your consent. However, we may share your information in the following circumstances
We work with trusted third-party vendors to provide services such as data analysis, payment processing, email delivery, and customer support. These providers are obligated to protect your personal information and use it only for the purposes we define.
We may disclose your personal information if required by law or in response to legitimate requests from regulatory authorities or courts.
In the event of a merger, acquisition, or sale of all or part of our assets, your personal information may be transferred to the new business entity as part of the transaction.

Data Security

We take your data security seriously and implement various administrative, technical, and physical security measures to protect your personal information. These safeguards are designed to prevent unauthorized access, misuse, or disclosure of your data. However, no method of transmitting or storing data electronically is 100% secure, so we cannot guarantee absolute security.

Cookies and Tracking Technologies

We use cookies and other tracking technologies to personalize your experience on our website and improve its performance. Cookies allow us to remember your preferences, gather analytical data, and deliver relevant advertising.

You can control or disable cookies through your browser settings. Please note that disabling cookies may limit your ability to use certain features of our website.

Your Privacy Rights

You have certain rights regarding your personal information, depending on your location and applicable privacy laws. These rights may include:

You can request a copy of the personal data we hold about you.
You can request that we update or correct any inaccurate personal data.
Under certain circumstances, you may request that we delete your personal data.
In specific situations, you may request that we limit how your personal data is used.
You can request your personal information in a commonly used, machine-readable format.
You may object to the processing of your personal data for certain purposes, including marketing.

To exercise any of these rights, please contact us using the information provided in the "Contact Us" section below.

Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are not directed at children under the age of 13, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete it promptly. If you believe we have collected information from a child under 13, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page, and we encourage you to review it periodically to stay informed about how we are protecting your information.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us.

We serve our communities in Maine and New Hampshire, located in Wells, ME.

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Disclosure:

"Investment advisory services are offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Nothing on this website constitutes investment, legal or tax advice. Any historical performance data is solely illustrative and provided as general information and is not a prediction or any future results or any past results for any specific client of Foundations. This website and its contents do not make any recommendation that any particular security, portfolio of securities, transaction, investment or planning strategy is suitable for any specific person.

Personalized investment advice can only be rendered after the engagement of Foundations, execution of required documentation (including a client agreement), and receipt of required disclosures. Investments in securities involve the risk of loss, including a total loss of money invested. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempt from licensure; Foundations reserves the right to accept or reject any prospective client. For more information about us, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #175083."

BBB Disclosure:

"Better Business Bureau (“BBB”) ratings represent the BBB’s opinion of how a business is likely to interact with its customers. The BBB rating is based on information BBB is able to obtain about the business, including complaints received from the public. BBB seeks and uses information directly from businesses and from public data sources. BBB ratings are not a guarantee of a business’s reliability or performance, and the BBB’s inclusion of certain information in establishing a rating may include information that is inaccurate and/or BBB may omit information that is potentially relevant. BBB recommends that consumers consider a business’s BBB rating in addition to all other available information about the business. Andrew Henward has been a member of the BBB since 2025 and did not pay for the rating. Third party rankings and recognition from rating services and publications do not guarantee future investment success and should not be construed as a current or past endorsement or testimonial of Andrew Henward by any of its clients or that a client or prospective client will experience the same or a higher level of investment performance."

Google Reviews Disclosure:

"Posted Google ratings and reviews are as of 01/01/2026, based on the last 12 months and were solicited by our office from our clients. Google uses a proprietary algorithm to average the reviews together to determine an overall star rating. Google’s five-star rating is subjective and based on the client’s experience. Our firm does not provide any form of compensation to our clients for sharing their review and rating on Google services across the web. They are not edited in any way."

Medicare Disclosure:

"This is not endorsed or affiliated with any federal Medicare program, nor any U.S. government agency. If applicable, we do not offer every plan available in your area and contacting us will direct you to a licensed insurance agent. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.Gov or 1-800-MEDICARE to get information on all of your options."

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